As we all know to obtain a mortgage, there is certain documentation needed for loan approval. The documentation required supports the information provided on the application. The more thorough and detailed the application is and having the appropriate documentation upfront will make the approval process more enjoyable and smoother as you lead up to your special day, closing on your new home.

A good time to start gathering your documentation is after you have been pre-qualified with your loan officer. In an effort to help you organize your personal documents to obtain a home loan, the following information is typically required during the loan process:

• Current Pay Stubs (Most recent 30 Days worth of paystubs)
• Tax Returns For The Past Two Years – Including All Schedules With Any Associated W-2s, K-1s, Or 1099s
• Bank Statements For The Past Two Months – All Pages
• Investment Account Statements For The Past Two Months – All Numbered Pages
• Retirement Account Statements For The Past Two Months – All Numbered Pages
• Copy of Driver’s License For All Loan Applicants
• Credit Card Information For Appraisal Order
• Divorce Decree and Marital Settlement Agreement (If Applicable)

If you are self-employed:
• Personal Tax Returns For The Past Two Years – Including All Schedules With Any Associated W-2s, K-1s, Or 1099s
• Business Tax Returns For The Past Two Years – Including All Schedules
• Copy of Business License

If you currently own Real Estate:
• Copy Of Most Recent Mortgage Account Statement For All Properties Owned.
• Home Insurance Policy Information
• Home Equity Account Information (If Applicable)
• Copy of Property Tax Bill For the Most Recent Year

Equal Housing and Licensed Mortgage Lender NMLS#152859, Haynes NMLS# #209636, State Lic#GA 32048. Office 1805 Old Alabama Road, Suite 315 Roswell, GA 30076, Georgia Residential Mortgage Licensee #33248