For the month of March, Paran Homes and FBC Mortgage, LLC  are partnering up to showcase the home of the month at Annistown Meadows located in Snellville, GA.

The home of the month is their Hunter plan located on lot 6B. This home is 5 bedrooms/3.5 bathrooms two story on a slab and is approximately 3,027 sqft.  The Hunter features formal living and dining spaces, large family room with an electric fireplace, and eat-in breakfast area. The second floor hosts a large master’s suite with vaulted ceiling and four additional bedrooms. The master suite’s bathroom offers a relaxing garden tub, tiled shower, double vanity, and his and her walk-in closets.

The sales price for this beautiful home is $259,990. Paran Homes is offering $4,000 in closing cost and FBC Mortgage is offering $1,000 plus an additional 1% of the purchase price toward closing cost. For more details about our featured home of the month, please contact Sherry Aimonetti at 770-736-8259 or come by the model home located at 3280 Moonbeam Court, Snellville, GA 30039. For financing information please, contact Gordon Palmieri at 404-268-4333.

Equal Housing and Licensed Mortgage Lender NMLS#152859, Haynes NMLS# #209636, State Lic #GA 32048. Office 1805 Old Alabama Road, Suite 315 Roswell, GA 30076, Georgia Residential Mortgage Licensee #33248. *Please consult a tax advisor for information related to specific tax benefits or consequences.

Southeast Home Builder Recognized for its Support of Nonprofit Organization Devoted to Helping the Homeless, as well as other Local Neighbors in Need

Atlanta, GA, February 16, 2017 – On January 26, Paran Homes was named Builder of the Year by HomeAid Atlanta for its many contributions over the course of 2016. Hosted at the Hyatt Atlanta Perimeter, the awards presentation – which included the recognition of Sherwin-Williams as Trade Partner of the Year and the Atlanta Chapter of Professional Women in Building (PWB) as Volunteer of the Year – took place during the Greater Atlanta Home Builders Association’s Installation and Awards Program. Award winners were selected for the gifts of their time and resources, as well as their dedication to furthering HomeAid Atlanta’s mission of “building new lives for Atlanta’s homeless.”

Throughout 2016, Paran Homes was proud to serve as an Essentials Drive donor and donation site for collecting diapers, wipes, and formula for homeless babies and their families. The Southeast home builder also served as a sponsor, volunteer, and participant in HomeAid’s annual Housing the Homeless Tournament.  During HomeAid’s “Stock the House” Drive, Paran Homes made a large furniture donation for HomeAid’s newly completed apartment building at Phoenix Pass – a long-term transitional housing complex serving women with children who are experiencing temporary homelessness in the Conyers/Rockdale County community. In addition, the Paran Homes team donated printers to support the administrative efforts of HomeAid and its service provider partners.

“We are so proud of our association with HomeAid Atlanta,” said Anne DeLorenzo, Administrative VP – Human Resources for Paran Homes. “It’s a natural fit for us… we’re building homes and they’re rebuilding lives. As we’ve grown in recent years, so has our level of commitment. Our team members are always willing to volunteer and often get so involved that on a recent renovation project on behalf of HomeAid, several of our field guys gave their personal time to see that the job was done. It’s an opportunity to touch people’s lives in a meaningful way – it’s amazing what a fresh coat of paint, new set of cabinets, or picnic table by the playground can bring to a family’s life. We also love the fact that what we give back stays here in Atlanta. We get to see it – not just in our own tangible creations, but also in the faces of our neighbors.”

Committed to community involvement at every level, Paran Homes is also happy to show its support to Children’s Healthcare of Atlanta, Atlanta Speech School, The Forsyth and Gwinnett Chapters of the Fraternal Order of Police and Toys for Tots. DeLorenzo shared that Paran will continue its support of HomeAid Atlanta in 2017 through participation in an Essentials Drive in May to coincide with Mother’s Day, the upcoming Housing the Homeless Tournament on June 5 and at least two other Care Day events in the Spring and Fall.

About Paran Homes:  Founded in 2010 and headquartered in Metro Atlanta, Paran Homes boasts beautifully crafted homes and imaginative communities in some of the Southeast’s hottest housing markets. With a presence throughout Metro Atlanta, as well as and Nashville, TN, Paran Homes seeks to build houses of uncompromised quality while delivering a stellar customer service experience – from the first community visit to closing. To match the needs and wishes of today’s home buyers, the placement of Paran Homes communities is based on access to great schools, major thoroughfares/interstates, local shopping, dining and entertainment. Beyond the allure of its homes and community locations, many Paran neighborhoods feature resort-like amenities including pools, walking trails, and clubhouses. To learn more about Paran Homes, view available homes and discover current communities throughout the Southeast, visit www.paranhomes.com.

About HomeAid Atlanta:  Founded in 2001, HomeAid Atlanta is a nonprofit organization that builds new lives for homeless families and individuals through housing and community outreach. HomeAid works in partnership with the Greater Atlanta Home Builders Association, as well as community building industry organizations, to assist people experiencing homelessness. To date, HomeAid Atlanta has completed over 76 housing, remodel and care day projects at locations that serve victims of domestic violence, teen mothers, and more. Learn more at www.homeaidatlanta.org.

Written by Rebecca Ward: Original Article- http://www.2-10.com/blog/7-things-every-homeowner-know/

Hand with ball pen is writing the text Buy or Rent on the transparent whiteboard.

Happy New Year! As we move into the year, now is the perfect time to think about buying a home. If you are not sure whether to buy or rent, consider the information below which shows the amount of rent you might pay over the course of 30 years and the economic disadvantages it has when compared to buying.

RENT    5 YEARS    10 YEARS    15 YEARS    20 YEARS    25 YEARS    30 YEARS
$1,000.00    $60,000.00    $120,000.00    $180,000.00    $240,000.00    $300,000.00    $360,000.00
$1,200.00    $72,000.00    $144,000.00    $216,000.00    $288,000.00    $360,000.00    $432,000.00
$1,400.00    $84,000.00    $168,000.00    $252,000.00    $336,000.00    $420,000.00    $504,000.00
$1,600.00    $96,000.00    $192,000.00    $288,000.00    $384,000.00    $480,000.00    $576,000.00
$1,800.00    $108,000.00    $216,000.00    $324,000.00    $432,000.00    $540,000.00    $648,000.00
$2,000.00    $120,000.00    $240,000.00    $360,000.00    $480,000.00    $600,000.00    $720,000.00
$2,200.00    $132,000.00    $264,000.00    $396,000.00    $528,000.00    $660,000.00    $792,000.00
$2,400.00    $144,000.00    $288,000.00    $432,000.00    $576,000.00    $720,000.00    $864,000.00
$2,600.00    $156,000.00    $312,000.00    $468,000.00    $624,000.00    $780,000.00    $936,000.00
$2,800.00    $168,000.00    $336,000.00    $504,000.00    $672,000.00    $840,000.00    $1,008,000.00
$3,000.00    $180,000.00    $360,000.00    $540,000.00    $720,000.00    $900,000.00    $1,080,000.00

RENT:
o    No interest payment deductions
o    Rental amount may increase at any time
o    Landlord approval needed for any changes
o    No capitalization; your money disappears forever
o    Rental is temporary and is often subject to 30 days’ notice

BUY:
o    Excellent deductions for your mortgage interest paid*
o    Mortgage payments could be fixed
o    Decorate and make changes, without prior approval
o    The value of your property will probably increase in time
o    Your house will become a home, not a temporary living situation; you are not at the mercy of a landlord

Equal Housing and Licensed Mortgage Lender NMLS#152859, Haynes NMLS# #209636, State Lic #GA 32048. Office 1805 Old Alabama Road, Suite 315 Roswell, GA 30076, Georgia Residential Mortgage Licensee #33248. *Please consult a tax advisor for information related to specific tax benefits or consequences.

As we all know to obtain a mortgage, there is certain documentation needed for loan approval. The documentation required supports the information provided on the application. The more thorough and detailed the application is and having the appropriate documentation upfront will make the approval process more enjoyable and smoother as you lead up to your special day, closing on your new home.

A good time to start gathering your documentation is after you have been pre-qualified with your loan officer. In an effort to help you organize your personal documents to obtain a home loan, the following information is typically required during the loan process:

• Current Pay Stubs (Most recent 30 Days worth of paystubs)
• Tax Returns For The Past Two Years – Including All Schedules With Any Associated W-2s, K-1s, Or 1099s
• Bank Statements For The Past Two Months – All Pages
• Investment Account Statements For The Past Two Months – All Numbered Pages
• Retirement Account Statements For The Past Two Months – All Numbered Pages
• Copy of Driver’s License For All Loan Applicants
• Credit Card Information For Appraisal Order
• Divorce Decree and Marital Settlement Agreement (If Applicable)

If you are self-employed:
• Personal Tax Returns For The Past Two Years – Including All Schedules With Any Associated W-2s, K-1s, Or 1099s
• Business Tax Returns For The Past Two Years – Including All Schedules
• Copy of Business License

If you currently own Real Estate:
• Copy Of Most Recent Mortgage Account Statement For All Properties Owned.
• Home Insurance Policy Information
• Home Equity Account Information (If Applicable)
• Copy of Property Tax Bill For the Most Recent Year

Equal Housing and Licensed Mortgage Lender NMLS#152859, Haynes NMLS# #209636, State Lic#GA 32048. Office 1805 Old Alabama Road, Suite 315 Roswell, GA 30076, Georgia Residential Mortgage Licensee #33248

Christmas is right around the corner, and Paran Homes are teaming up with Toys for Tots to make this holiday season one to remember for the less fortunate children in our communities.

Toys for Tots is a holiday program facilitated by the United States Marine Corps Reserve. Their mission aims to provide a message of hope for children who would otherwise not have a Christmas to celebrate. By encouraging community members across the nation to add a few items to their shopping lists, Toys for Tots can collect Christmas presents for youth who would typically go without.

Now through December 12^th, Paran Homes will be collecting new, unopened gift donations at all of our Georgia communities! With locations all over the Metro-Atlanta area, there is sure to be a Paran Homes community near you to make dropping off your donation easy.

What to Purchase

While Toys for Tots does not provide a suggested donation list, they encourage you to consider what might be an appropriate gift for your own child/relative and purchase that gift accordingly. Keep in mind that most Toys for Tots campaigns are geared for children up to the age of 12, but some local collections have age extensions of up to 14 to 16 years old.

Where to Drop Off Your Donations

https://www.paranhomes.com/atlanta-new-home-communities

Stop by any of our locations before December 12^th, or our corporate office before December 15^th to drop off your gifts!

Donate Online

Though we encourage you to donate toys for our local youth at one of our Atlanta Paran Homes locations, you can also donate to Toys for Tots online. Use this link to make a monetary contribution to this great cause before the holiday season comes to an end!