Archive for the ‘Incentives’ Category

At Paran Homes, we understand the excitement of buying a new home—and the financial considerations that come with it. That’s why we’ve partnered with Homeowners Financial Group, our trusted lender, to introduce a new promotion designed to make your transition into homeownership smoother and more affordable. With our 2-1 Temporary Buydown, you can enjoy significantly lower mortgage payments for the first two years in your new home.

What Is a 2-1 Temporary Buydown?

A 2-1 Temporary Buydown is a financing strategy where funds are set aside at closing in an escrow account, temporarily reducing your effective interest rate and lowering your monthly mortgage payment. For example, on a home priced at $499,900 with a $399,920 loan amount (20% down) and a 5.875% interest rate (6.218% APR1)*, this buydown could save you thousands of dollars in the first two years!

By partnering with Homeowners Financial Group, Paran Homes funds the escrow account, allowing you to reap the benefits of lower payments upfront, freeing up your budget for other priorities during your first years in your new home.

Why Is a Temporary Buydown Beneficial?

This type of buydown offers a unique advantage: it provides immediate relief on your mortgage payments, giving you the flexibility to adjust to your new financial responsibilities without the full burden of standard monthly payments right away. It’s especially beneficial for new homeowners who are getting settled, furnishing their homes, or managing moving expenses. With lower payments initially, you can enjoy your new space without financial stress. Plus, utilizing this kind of financing can allow extra time for you to consider refinancing your loan for a better rate in the future!

Ready to Get Started?

There’s no better time to take advantage of this limited-time offer! This promotion is available for homes that are under contract and closed between August 30, 2024, and October 31, 2024. Don’t miss your chance to make your dream of homeownership a reality with reduced mortgage payments, thanks to Paran Homes and Homeowners Financial Group.

Call us today to learn more about how you can benefit from this fantastic opportunity!

1Annual Percentage Rate (APR) current as of current as of 8/20/2024 is subject to change daily without notice, and assumes a minimum FICO score of 740 and a maximum debt-to-income ratio of 45% on a single-family residence. Call for current rates. 2The default payment calculations above are based on a 20% down payment for a conventional 30-year-fixed rate amortization. Payments listed do not include property taxes, insurance, or mortgage insurance. Rates shown here are arbitrary and do not constitute an advertisement or offer to lend. See onsite agent for details, may not be combined with any other offer. Promotion Dates: Under Contract and close between 8/30/2024 and 10/31/2024

If you’re searching for a new construction home that combines luxury, quality, and a welcoming community, look no further than Traditions of Braselton! Nestled in the scenic landscapes of Jefferson, GA, this master-planned community offers an unparalleled living experience with amenities and beautiful new homes for sale this summer. Plus, right now we are offering exclusive extra incentives on our Home of the Month!

Home of the Month – Up to $30,000* in Incentives

This month, we are spotlighting The Woodland at 3832 Cheyenne Lane—a magnificent 5-bedroom, 3-bath home that perfectly encapsulates luxury and comfort. Priced at $591,437, this 3,207-square-foot home features 10-foot ceilings on the main floor, a welcoming two-story great room, and an open-concept kitchen that’s perfect for entertaining. The primary suite is a personal retreat with elegant tray ceilings and an oversized bath designed for spa-like relaxation.

What makes this home even more enticing is the special promotion available through the end of August! When you choose to finance through Homeowners Financial Group, you can enjoy up to $30,000 in incentives*. This special offer makes this summer an ideal time to invest in a new home at Traditions of Braselton.

Learn more about our Home of the Month incentives at Traditions of Braselton

Resort-Style Amenities and Family-Friendly Community

Living at Traditions of Braselton means having access to an array of resort-style amenities that cater to every member of the family. The community boasts an Owner’s Clubhouse where residents frequently gather to socialize, a state-of-the-art fitness center for all types of activity, and a junior Olympic pool perfect for cooling off during the hot Georgia summers. Fitness enthusiasts will also enjoy the tennis and pickleball courts, while golf lovers can take advantage of the nearby private golf club.

Beyond the amenities and quality-built homes, this community fosters a vibrant and welcoming atmosphere through regular social gatherings, community events, and HOA-organized activities. These events provide the perfect opportunity to build lasting friendships and create a true sense of community that only Traditions of Braselton can offer. And there’s no time like summer to enjoy finding new traditions around and in your new home!

Make Your Move to Traditions of Braselton This Summer

There’s no better time to make the move to your new Paran home at Traditions of Braselton! With the combination of luxury living, top-notch amenities, and the special incentives on our new homes, this summer is the perfect season to start growing roots in Jefferson, GA. For more information and to schedule a tour, contact our onsite agents, Angie Lynch and Shelley Drexler.

*Promotion applies to contracts written by 6/15/2024 and that close by 8/31/2024. Cannot be combined with any other offer. Must use Homeowners Financial Group. Information is believed accurate but not warranted and is subject to change or withdrawal without prior notice. See Community Sales Manager for details.

For a limited time, you can receive up to $20,000* in incentives on select homes! Your new home isn’t just a house—it’s a place where you and your family can make countless happy memories. As you embark on the next chapter of your life, whether you are a working professional, focusing on family life, or becoming an empty nester, we can’t wait to welcome you home! Take advantage of up to $20k* in incentives with Homeowners Financial Group – go under contract by the end of August!

Contact Agent for Details

3826 Cheyenne Lane

Hurry, this offer won’t last long!

Buying a new home is typically the most expensive purchase people make in their lives. The process can be arduous, but the beautiful hardwood floors, shiny granite countertops, and lush green backyards draw you in and make a lasting impression. However, that excitement can disappear if your chat with an agent about the cost of the home, homeowner’s association fees and property taxes doesn’t go as planned. Make the dream of homeownership from Paran Homes a reality in 2024 by being proactive instead of reactive. Learn why you should get pre-approved for a mortgage now!

‘Get Your Head in the Game’… the Real Estate Game, That is!

Interest rates have dropped in 2024, and now is the time to sign a contract for the home you’ve been eyeing.

“After rising to 7.79% in October—the 2023 high—mortgage rates have cooled markedly in recent weeks…”(Forbes) It is expected that “mortgage rates will continue to ease in 2024 as inflation improves and Fed rate cuts get closer…” (Realtor), dropping down to 6.5% on average this year.

Getting pre-approved for a mortgage now offers insights into various mortgage options and helps you select the most suitable one. You can take the time to compare lenders and the types of loans they offer, such as conventional, government, fixed-rate, and more! With so much information out there, it’s better to get organized early and take advantage of the lower interest rates so you don’t pay more for your home later.

Touring a model home or speaking to a seller with your pre-approval in hand convinces them that you are committed to the process of being a homeowner. Sellers often favor pre-approved buyers, which signifies seriousness and financial readiness to purchase. Don’t waste time window-shopping your new home when you can purchase confidently!

In the United States, having good credit has been a marker of good financial literacy for the last few decades. For many home purchases using a loan, a high credit score is required to get the best interest rate and approval odds. Pre-approval may uncover credit issues or errors that can be addressed before the actual purchase process. Getting your pre-approval completed before touring model homes or speaking with a real estate agent can save time if your credit score is too low and needs improvement.

Buying a new home is a lot like playing a game of chess. An unexpected appraisal amount may cause you to rethink your winning strategy, and a home inspection can cause a blockade and derail your move-in plans. Having mortgage pre-approval strengthens your negotiation power when making an offer on a property. It gives you more knowledge to make the right move and avoid blunders by accepting a less favorable loan. With Marc Chillion and Paran Homes, homeownership is the endgame for 2024!

From your boss requesting overtime at work, your kids needing to be picked up from school, and your dog feigning a long walk, you’re busier than ever this year. Pre-approval streamlines the closing process, reducing the chances of delays. Buying a new house is a lengthy process, but getting pre-approved cuts down on wasted time and unexpected news. Take your time back this year and move into your new home faster and more efficiently.

Get Pre-Approved for a Mortgage Today!

Getting pre-approval for a mortgage now can save you time and money later! Contact Marc Chillion today for pre-approval options and information on new construction communities in Atlanta, GA from Paran Homes!

Spring into a new Paran Home and get up to $10k* in builder incentives when you use our trusted lender. We have many homes fit for various lifestyles ready to meet your move this spring. From our 55+ active adult communities like Creekwood and Seaboard Junction, to distinguished single-family home options in High Shoals, Oakleigh Pointe, and Traditions of Braselton.

Creekwood
From the Mid $300s in Powder Springs, GA

High Shoals
From the Low $400s in Dallas, GA

Oakleigh Pointe
From the Mid $400s in Dallas, GA

Seaboard Junction
From the High $300s in Loganville, GA

The Links at Traditions of Braselton
From the Low $400s in Jefferson, GA

Inspire at Traditions of Braselton
From the High $500s in Jefferson, GA

Contact an agent to see how you can Spring into a new Paran Home this season.

*Up to $10,000 incentives and $5,000 closing costs are with our affiliated lender. Incentive offer only available for homes that close on or before 5/31/2023. The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Prices, plans, and terms are effective on the date of publication and are subject to change without notice. Depictions of homes or other features are artist conceptions and are for marketing purposes only. Offer cannot be combined with any other offer. Paran Homes 2023 04-04.